Lay-By Terms & Conditions

Lay-by Terms & Conditions

Period All Lay-By agreements run for a maximum period of 12 weeks and there is a minimum of 20% of original price. If the customer fails to maintain the installments agreed by that period, the company reserves the right to cancel the agreement and place the item back out on display.

Credit Card payments can only be made in person and in the store only. We accept all major credit cards, cash and bank cheques. Electronic funds transfer is available upon request.

With each payment made a register receipt will be issued, showing the amount paid and the balance remaining outstanding.

No goods can be taken prior to all payments being received. Goods are only to be collected from the original store of purchase. No alterations for sizing, engraving, etc. can be done until the goods have been paid for in full.

Collection of goods will only be allowed with a copy of the valid Lay-By document, please ensure you retain your copy of the agreement, as we will not be legally able to hand over any goods without this being produced. If you lose this document, please inform the store immediately and then attend the store with photographic proof of identity to obtain a duplicate.

All applicable warranties commence from the date of purchase.

You are entitled to cancel your Lay-By agreement at any time prior to the collection of the goods. All funds paid, less applicable fees (20% of original price) will be reimbursed to you by the following methods: Cash/EFTPOS Paid. All payment amounts will be refunded to the original credit card.

The company may cancel the Lay-By agreement if the customer fails to meet the payment schedule and applicable termination fees will apply where the customer has failed to comply with the agreement.

The company also reserves the right to terminate the agreement if they are unable to supply the item, the goods have been deemed to be faulty or they cease to trade. No termination fees will apply where the company has enacted any of these rights.

To source further information regarding your right under any Lay-By agreement, you can locate this on the following websites: The Australian Competition and Consumer Commission.

Terms and conditions are subject to change without prior notice.